Discover the Power of Having Good Credit!

Are you Tired of Getting Denied for Credit?

We live in a credit society… We need good credit to get a loan, mortgage, new car, credit card and now even for a good job or promotion

We Are All About Results!

Jorge and Angela Padilla
Jorge and Angela Padilla
Local Guide
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If you have credit issues, Gerard and his team are the go-to professionals that you need! I used to have excellent credit, but my participation in the HARP program (more like HARM program) and two late payments sent my score into the low 600's. I explained my situation to Gerard, and he did the necessary legwork to contact each of the companies who had written a derogatory remark. In less than a month of Paradigm Credit's help, my score jumped into the high 700's, and once I paid off a high credit card account, my newly "spotless" record launched me into the low 800's. Perfect timing too as we were getting ready to refinance our home. Not only did we qualify for a much lower interest rate, the amount of money we will be saving over the lifetime of the loan is thousands and thousands more than what we paid to get our credit fixed in the first place. One last comment: recently, my youngest was getting ready to rent a property, and needed to check on his credit. I referred him to Gerard. Instead of taking advantage of a young person and getting him to pay for a service he didn't need, Gerard listened to his questions, offered some sound advice, and let him know that his services wouldn't be needed at this time. It's refreshing to know that there are still companies out there that care more about the client than making money for themselves. I will continue recommending Paradigm Credit Repair services to everyone needing to improve their credit. Thank you so much, Gerard and your team!
Stacy Estes
Stacy Estes
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I definitely recommend Paradigm Credit Repair. As a loan officer I run across clients needing help quite often. At Paradigm they don’t take forever like a lot of companies who charge by the month who are just milking the clients monthly while dragging their feet. Paradigm is different where they collect a reasonable price upfront and GET IT DONE! Gerard is amazing!
Madylv Sweetpea
Madylv Sweetpea
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My husband and I were referred to Paradigm Credit Repair by our tax preparer. I was a bit skeptical at first, but from the very first phone call, Gerard made us feel comfortable and at ease. Our credit is not the best but since signing up with Paradigm, Gerard has helped to remove some accounts and our credit score has climbed. I can’t wait for it to climb even higher so we can purchase our first home here in California! Thanks Gerard!

We Make It Easy For You!


Step 1: Credit Analysis

Together we will review your credit reports and scores to find out exactly what is holding your credit down and put together a complete plan to repair your credit as fast as possible.

Step 2: Dispute Process Using Our Legal

We will come up with unique & legal disputes to challenge your negative item on each credit report.

Step 3: Tracking Your Progress

We know how important it is to know your progress. That’s why will have a 24/7 client portal allowing you access to see your results and communicate with our customer service team.

Step 4: Credit Building

After your credit is repaired, we will educate you on strategies and tactics to raise your score and achieve your credit goals.


(916) 226-2214


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